Before you start
- Budget AI installed and an automatic tracking source configured.
Step by step
Check AI processing and internet
In Automatic tracking settings, make sure AI processing is on: while it is off, nothing is sent and payments wait in the queue. Check that the device is online.
Screenshot coming soonCheck AI processing and internet Check the source and filters
Verify the selected cards, bank sender or app. Compare a payment message with your keyword, title and stop-word filters. If a purchase is duplicated, keep one source for it: bank and wallet notifications can describe the same payment.
Screenshot coming soonCheck the source and filters Check your phone’s settings
On Android, check notification access, background activity and battery restrictions; run the connection check again. On iOS 17–26, enable Run Immediately. On iOS 27, run the shortcut once and allow the Budget AI action.
Screenshot coming soonCheck your phone’s settings Check the queue and result
If payments are waiting, an automation queue button appears on the main screen; a notification about a waiting payment also opens the queue. If the payment is not there, open Automatic tracking settings, tap My automation doesn’t work and check the diagnostics. Android retries when connectivity returns; on iPhone, open Budget AI to resume processing. Review the result before retrying a payment that may already have been saved.
If there is no “Logged” notification, check your transaction list first: notifications about logged payments can be turned off in Automatic tracking settings.
Screenshot coming soonCheck the queue and result
Useful details
I can’t find Budget AI actions in Shortcuts
Make sure Budget AI is installed and has been opened. Search for Track Apple Pay, Track Text or SMS, or Track Notification. Bank notification tracking requires iOS 27 or later.
The automation asks for confirmation
On iOS 17–26, check Run Immediately. On iOS 27, run the added shortcut manually once and allow the Budget AI action.
A payment hasn’t appeared
Check the selected cards, sender or bank app and text filters. In Budget AI, check that AI processing is on and look at the automation queue.
A purchase was recorded twice
Check whether two automations handle the same payment. For example, if you already track Apple Pay and SMS, do not select Wallet or Messages in the bank notification automation: the same purchase would arrive twice.
Video walkthrough
For now, follow the complete written steps above.